Sure, while running a business as a couple can strengthen your bond and shared goals, it also requires navigating potential financial pitfalls that can strain even the strongest relationships. Sometimes, couples (just like business partners) can’t always see eye to eye financially speaking when it comes to expenses. So, with that said, there are some ways to help out when it comes to managing business finances as a couple while maintaining harmony and unity in your personal relationship.

Establish Clear Roles and Responsibilities 

There are going to be some things that are way easier than others. You can set up automated billing and use automation for a lot of things within your business (finances included), and this alone will help with the strain. But by taking the areas out of an account that can be automated, you will still need to have some clear roles and who will do what and when. 

Here’s an example of this: you both should determine who will be responsible for bookkeeping, budgeting, invoicing, and other financial tasks, and ensure that each partner understands their role and commitments. Of course, you should try to ensure that the other person can easily do these assigned roles, so that’s something to think about. But if you want to promote accountability in each other, that’s key! 

You Both Have to be Open and Honest

Alright, so this is a given; it’s super obvious, as both parties should have been doing it in the relationship. In fact, this is expected in a business partnership, too. There has to be a safe and open environment where both partners feel comfortable discussing financial matters, sharing concerns, and expressing their needs and preferences.

This is something that needs to be done for personal finances and, of course, the business, too. While this might sound too “official,” it’s going to help to schedule regular check-ins together, and both of you review the business’s financial performance. This gives you the chance to address any challenges or discrepancies and brainstorm solutions collaboratively. 

Open communication is essential, and both of you need to foster it. This leads to trust, and your partnership (and relationship) will only strengthen. Think of it this way: fewer misunderstandings, too. 

It’s Okay to Seek Professional Guidance

Honestly, navigating business finances as a couple may require specialized knowledge and expertise, especially if you’re unfamiliar with accounting principles or tax regulations. The last thing either of you want is to have any sort of mishaps! Seriously, this stuff can get pretty confusing, which is why it’s best to consider seeking professional wealth management guidance from a financial advisor, accountant, or business consultant who can provide objective advice and support. Sure, these services can be pricey, but they’re almost always worth it in the end.

The post How Couples Can Manage Business Finances Without Straining Their Relationship appeared first on InstantELLA.

Polygraph tests, popularly known as “lie detector tests” are being used more and more by couples for two reasons:

1) To prove that they aren’t cheating.

2) To ‘clear the air’ about other issues such as finances or addictions.

A polygraph test helps couples to detect the main issues in their partnership and seek professional counselling services. It is better to solve things early before it snowballs into something bigger.

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Notably, a lie detector test isn’t 100% accurate. It records physiological responses to questions. The physiological responses measured are perspiration, breathing rate and blood pressure. This can be affected by stress or anxiety about the test. Unfortunately, tv shows portray lie detectors as being very accurate. Therefore, results are viewed as “fact”.

Taking the above into account, a lie detector test can have the opposite effect. A false positive could result in a partner being wrongly accused. Moreover, interpretation of the results is down to the polygraphist. Human error can affect the results.

Adulting

Th use of a polygraph test in a relationship also highlights a key relationship issue: trust. It means that there is no trust that the other is telling the truth. It is unsustainable for one partner to expect the other to have a polygraph test whenever they want to hear the truth. A relationship without trust is just two people who tolerate each other. It would make logical sense for a polygraph test to be followed by a counselling session in order to resolve any cracks in the relationship.

There are some scenarios which warrant the use of a polygraph test.

Sex addiction

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Your partner is a sex addict and you suspect that he or she is cheating on you. Due to the internet, sex addiction can be satisfied through watching pornography, using live cam sites or hiring an escort. If your partner is addicted to pornography, it is likely that they won’t have the urgency to satisfy you sexually. Moreover, porn addicts are also likely to cheat. This is because they might want to re-enact some of the scenes they watch or experience something different.

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The many forms of sex addiction can be cured. However, it is important for the addict to realise that they have a problem. A polygraph test can help with this because the questioning causes them to think deeper about their addiction.

Once a sex addict admits there is a problem, and they need help, treatment can begin. Identifying this behaviour in your partner early can help to save your relationship.

The jealous partner

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If your work causes you to spend days away or get to home late, there is a chance that your partner thinks that you are cheating on them. They might to understand that you were stuck in traffic or busy working. A polygraph test enables you to clear your name so that you can move on with your relationship.

A jealous partner can be frustrating to deal with but remember that they could have been cheated on in the past. People who have a history of infidelity are likely to develop trust issues. This can spew over into a new relationship.

You just want the truth

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If your partner has recently admitted to something you might think that there is more they aren’t telling you. Doubt can cause distance between partners and evolve into intense arguments. Ideally, you want the slate to be clear so that you can move on in full confidence with your relationship. In this scenario, a polygraph test is necessary.

There is something amazing about having it in boldly written that your partner has passed. This can give you the confidence you need to take the next step in your relationship.

Final thoughts

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A polygraph test isn’t 100% accurate but it is as close as you will get to know your partner’s thought process and what they do when you aren’t around. Couples in loving relationships should willingly open up to each other. Sometimes we hide things from our partners because we think that they either won’t care or will judge us. Keep the communication lines open.

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